CENTURY 21 Sexton & Donohue - Weekly Blog

IS MONEY EVERYTHING?

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, February 06, 2012 1:44:00 PM

To be sure, purchasing a home is the largest financial transaction that most people make in their lifetimes. There is also no disputing that price is the factor upon which nearly every buyer focuses when buying a house. However, it should be pointed out that the decision to own a home is not purely a financial one. Couples with children, in particular, are drawn to homeownership because it enables them to establish a stable environment for their families. Homeowners can derive security from establishing roots in the community, keeping their housing costs constant, ensuring continuity in their children’s school and social lives, and upgrading their living environments as they see fit. Homeownership helps families thrive.

CENTURY 21 SEXTON & DONOHUE is pleased to bring you interesting and informative real estate topics. Whether you aspire to purchase or sell real estate (or both!), our knowledgeable and experienced real estate agents are here to assist you. Reach us today at (781) 665-6660. We will arrange an initial meeting to discuss your real estate goals. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We are here for you!

HINT: Buyers should carefully assess how long they expect to live in their new homes in order to sufficiently recoup down-payment and transaction costs.

GREAT EXPECTATIONS

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, January 30, 2012 11:41:00 AM

If you are wondering what new homes will look like over the next few years, modifications will largely be geared toward making them more efficient. To begin with, homes will be smaller, making them less costly to heat and cool. According to the National Association of Homebuilders, single-family homes will measure an average of 2,150 square feet by the year 2015 compared with the current 2,400 square feet and 2,521 square feet in 2007. Living rooms as we know them are likely to disappear in favor of "great rooms,” which combine the family and living rooms with the kitchen. Also expect to see more spacious laundry rooms, master suites with walk-in closets, and ground-floor master baths with walk-in showers.

If you are looking to purchase a smaller home, or to "downsize” from your current property, reach CENTURY 21 SEXTON & DONOHUE today at (781) 665-6660. As members of the Multiple Listing Service®, we can show you most any property that is for sale in your chosen community. You will benefit from our real estate knowledge and experience. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to meeting you!

HINT: Other features expected to catch on with future buyers include screened porches, ceiling fans, eat-in kitchens, and "universal design” elements that appeal to safety-conscious and older buyers.

STAGE PRESENCE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, January 23, 2012 8:39:00 AM

One of the biggest trends in real estate is "house staging,” which involves getting rid of clutter and arranging a home’s existing furniture in an attractive manner. Prospective buyers do not like to see too many of the seller’s personal items, which block their vision of how they might make the house their own. Thus, sellers are encouraged to get rid of unnecessary items and leave only the essentials behind, which can be arranged to showcase the home’s space and architectural features. To this end, it is often a good idea to rid the living room of personal photo collections. A professional house stager can provide the vision needed to see your home through a buyer’s eyes.

CENTURY 21 SEXTON & DONOHUE hopes you found this topic to be both interesting and informative. If you need advice about how to best show your property for sale, contact us today. Many prospective buyers select the homes they wish to see based on photos and videos of the properties. To learn how your property can be best represented, contact us at (781) 665-6660. We will arrange an initial meeting and discuss an individualized marketing plan with you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we have earned our superior reputation!

HINT: House staging involves four general steps: decluttering, repairing, cleaning, and revitalizing.

SOMETHING TO CONSIDER

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, January 16, 2012 6:22:00 AM

As prospective buyers deliberate about how long they wish to wait before purchasing a home, they should bear in mind that there is more to the homeownership equation than housing prices. The fact is that mortgage rates are at historical lows, and no one can gauge with any certainty how long they will remain so. As interest rates rise, the increased cost of borrowing can add to the cost of homeownership as much as rising real estate prices. At the present time, both home prices and mortgages rates are relatively low, which begs the question: How long can this fortunate set of circumstances be expected to last? We may just look back on this time as a tremendous buying opportunity.

Are you considering the purchase of real estate? If so, contact CENTURY 21 SEXTON & DONOHUE. We have a successful history of assisting buyers achieve their real estate purchasing goals. We will walk you through the transaction, step by step. To discuss your options, reach us today at (781) 665-6660. We will arrange an initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

HINT: To make the most of low mortgage rates, review your credit score and make sure that it accurately reflects your creditworthiness.

TAKING INVENTORY

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, January 09, 2012 1:30:00 PM

If you are sitting on the fence when it comes to deciding whether or not you want to put your house on the market, take a good look at local conditions. A real estate agent familiar with the immediate area can tell you how many listings are on the market in your area and how many homes have been sold over the past year. Using these numbers, you can calculate how fast homes are selling and how many months’ inventory remains on the market. Anything less than six months’ inventory of unsold homes tends to favor sellers. A knowledgeable agent can also provide a further breakdown of the local competition (local homes comparable to yours) and provide pricing recommendations

If you are considering selling your real estate, contact CENTURY 21 SEXTON & DONOHUE. We will meet with you and provide you with a free market analysis of your property, including an estimate of its current value. Get the best return for your real estate investment! We’re here for you at (781) 665-6660. The office is conveniently located at Essex St., just across the street from Shaw’s. We are "A Team Effort”. You will benefit from our real estate knowledge and experience.

HINT: Now more than just about any other time in recent memory, real estate is local, so pay closer attention to what your local agent has to say than to national statistics and widespread generalizations.

A HOME YOU CAN AFFORD

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, January 02, 2012 3:47:00 PM

By some measures, it has been two decades since homes were as affordable as they are now. If affordability is measured as the ratio of median home price to median family income, the ratio on a nationwide basis is 2.6 compared with the long-term average of 2.8 and a peak ratio of 4.1 in 2005. While these figures represent the average, not the extremes, and exceptions certainly exist, they point to a trend. To look at home affordability another way, since 2006, the average principal-and-interest payment has fallen from $1063 to $644. Again, interest rates fluctuate, but the trend is clear. Prospective buyers should take these statistics into careful consideration when it comes to deciding to take action.

Lower interest rates and home prices have made buyer far more accessible that it has been in a long time. Now may be the time to purchase property. To learn more, reach CENTURY 21 SEXTON & DONOHUE today at (781) 665-6660. We will arrange a meeting when we will discuss your real estate needs and expectations. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Meeting your real estate goals is our #1 priority!

HINT: As many have turned to renting as an alternative to buying a home, rental vacancy rates are generally falling and rents are increasing.

THE BETTER CHOICE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, December 26, 2011 10:20:00 AM

There is widespread investor resistance to selling an asset that has depreciated in value, especially a home. In fact, there is a term for a homeowner’s refusal to sell a property that is worth less today than it was worth before 2008. "Anchoring” is the insistence on staying put and refusing to accept the fact that a homeowner will not make as much on the sale of his or her house as he or she might have four years earlier. The problem with this stubborn stance is that housing prices may take years to rebound. In the meantime, downsizers could be moving into smaller homes that cost less than they did four years ago and also cost less to maintain.

Does this sound familiar? If you are considering selling property, it is critical that you price it realistically. Otherwise, you will not attract the appropriate, potential buyers. CENTURY 21 SEXTON & DONOHUE can provide you with an up to date market analysis that accurately suggests the most realistic price point for your real estate. To learn more, reach us today at (781) 665-6660. We will meet with you, provide you with a free market analysis of your home, and discuss and individualized marketing program with you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

HINT: Even if you are an empty-nester with a large family home that is totally paid for, taxes and upkeep can still eat away at your budget, while downsizing can set you up financially for the rest of your life.

GETTING DEALS DONE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, December 19, 2011 9:42:00 AM

In order for a negotiation to be successful, both sides need to come away with a sense of having gotten something they wanted. To this end, it could be argued that the real estate professional’s ability as a negotiator should be high on the list of qualities that sellers want to look for. A good negotiator does not approach negotiations as an adversarial exercise that leaves little room for the other side to maneuver. Quite the contrary, since a good negotiator can empathize with the other side’s needs (including emotional) and present solutions that help close the deal and make both buyer and seller feel comfortable with the end result, especially when both sides seem to be relatively far apart.

CENTURY 21 SEXTON & DONOHUE hopes you found this topic to be both interesting and informative. Our agents have a successful history of negotiating the sale and purchase of real estate. You will benefit from our knowledge and experience. To learn more, contact us today at (781) 665-6660. We will arrange an initial meeting, and discuss how we will help you achieve your real estate goals. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to meeting you!

HINT: A good real estate agent will anticipate problems that stand in the way of a deal and have solutions already in mind.

THE PRICE MUST BE RIGHT

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, December 12, 2011 3:44:00 PM

            If location is the primary focus of buyers, price should be foremost in the minds of sellers. As any experienced real estate agent will tell you, setting the correct price is critical to the success of selling a home quickly and profitably. It is essential to attract the right buyer with a price that best reflects current market conditions and to remain flexible in the face of buyer response. The longer a house sits unsold, the more it is stigmatized in the minds of prospective buyers. Thus, it is crucial for sellers’ agents to study local market conditions and set the listing price of homes on the basis of recent sales of comparable properties.

At CENTURY 21 SEXTON & DONOHUE, we can suggest what price is the most appropriate for selling your home. Pricing is critical, since it attract buyers with particular expectations. Overpricing can cause property to languish. Properties that sit on the market for a lengthy period of time have less of a chance of being sold for an appropriate price. To learn more, reach us today at (781) 665-6660. We’re here for you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. You will benefit from our real estate knowledge and experience.

HINT: If the asking price of a home is set too high, buyers who might reasonably afford the home may mistakenly believe that the property is out of their grasp and never respond to the listing.

SELLER RENT BACK

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, December 05, 2011 9:11:00 AM

            If a seller’s new home is not ready to be occupied, he or she might request to rent back the (former) house for a short time. If the buyer is agreeable, as part of the sales contract, the seller agrees to pay rent equal to the new buyer’s mortgage payment (including principal, interest, taxes, and insurance). This common move-up strategy involves selling the existing home and having the seller continue to live in it as a renter until the new home is ready. For protection, the new buyer should execute a formal occupancy agreement that spells out the terms and conditions of the seller’s occupancy. Both buyer and seller might want to also consider signing a standard residential lease.

We hope you found this topic to be both interesting and informative. At CENTURY 21 SEXTON & DONOHUE, our agents are knowledgeable and experienced. We can "make it happen”, regardless of the circumstances. No detail is too large or too small for us to handle. To learn how you can benefit from our real estate experience, reach us today at (781) 665-6660. We will arrange an initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We’re here for you!

HINT: A rent-back agreement may be triggered by the seller’s inability to schedule a moving van on the last day of the month when demand is particularly high.

READY FOR YOUR CLOSE-UP?

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, November 28, 2011 7:13:00 AM

            Many home buyers do their preliminary searches online, providing sellers with an opportunity to familiarize would-be buyers with the virtues of their homes before they ever step inside. To this end, sellers should avail themselves of the use of high-quality digital photos and virtual tours that can be posted along with written information about their houses. We all know that visuals have the potential to make the biggest initial impact and that photographs play critical roles in making online listings stand out. Sellers should think about their displays of online pictures much as they think about sitting for a wedding photograph or high school senior portrait. The subject should be dressed to impress and shown in its best light.

At CENTURY 21 SEXTON & DONOHUE, we can provide you with assistance when you ready your home for sale. We have a successful history of working with buyers, and understand what appeals to them. You will benefit from our experience. To learn more, reach us at (781) 665-6660. We will meet with you, provide you with a free market analysis of your home, and discuss and individualized marketing program with you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to meeting you!

HINT: When placing photographs of their homes online, sellers should be sure to include close-up photos of details in addition to the usual selection of wide shots.

SHOPPING FOR A MORTGAGE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, November 21, 2011 8:45:00 AM

            Shopping for a mortgage may not be the most enjoyable of shopping experiences, and a recent poll seems to reflect that fact. Fully 70 percent of those responding to the survey indicated that mortgage shopping is a frustrating event that takes too much time and is too complex to fully understand. It seems that 40 percent of homebuyers obtain only one mortgage loan quote prior to choosing the mortgage for which they apply. Thus, it should not come as a surprise that this limited mortgage-shopping undertaking leads only 28 percent of survey responders to express confidence that they got the best deal. A mortgage is too vital an aspect of the home-buying experience to forego comparison shopping.

If you are contemplating a home purchase, contact us at CENTURY 21 SEXTON & DONOHUE. Buying real estate can be a complicated process. We will walk you through the transaction, every step of the way. You will benefit from our real estate knowledge and experience. To learn how we can help you, reach us today at (781) 665-6660. We will arrange an initial meeting, and discuss how we will help you achieve your real estate goals. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we earned our superior reputation!

HINT: Real estate agents have vast amounts of experience and knowledge to share when it comes to pinpointing sources of mortgage loans and good rates.

CROSSING THAT BRIDGE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, November 14, 2011 2:18:00 PM

            A seller who cannot sell his or her home in time to use the proceeds to purchase a new house might want to consider a bridge "loan.” Doing so necessitates using the existing home as collateral and taking out the bridge loan as the down payment for the new house until the old house is sold. Thus, a bridge loan is a temporary loan that bridges the gap between the sales price of a new home and a buyer’s new mortgage when the old house has not yet sold. Of course, it’s helpful to sell one house before purchasing another, but things don’t always work out that way. An experienced real estate agent can find ways to make things work.

CENTURY 21 SEXTON & DONOHUE hopes you found this topic to be both interesting and formative. Should you require financing advice, we can suggest some options. We will walk you through the steps when selling and purchasing property. To learn more, reach us today at (781) 665-6660. We’re here for you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. You will benefit from our real estate knowledge and experience.

HINT: If a bridge loan is not an option, taking a temporary loan from a 401(k) might be considered.

OF LOCAL INTEREST

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, November 07, 2011 9:16:00 AM

            It has often been said that America is a mobile society, but there is some evidence that increasing numbers of homebuyers are electing to stay in their local areas. According to the Census Bureau’s most recent Geographic Mobility Report, 65 percent of individuals who move to new homes have remained in the same county in which they most recently resided. Eighty-four percent of movers have remained in the same state. Another interesting fact is that movers who purchase a home move a median distance of 13 miles. What these numbers may be telling us is that people essentially like where they live. They are moving to find better homes and school districts, more affordable housing, safer neighborhoods, and shorter commutes.

Are you ready to make a move? Whether you choose to stay in the same general area, or move to another location entirely, CENTURY 21 SEXTON & DONOHUE is here to assure that you achieve your real estate goals. We have a history of success buyers and sellers alike. To learn how you can benefit from our real estate knowledge and experience, reach us today at (781) 665-6660. We will arrange an initial meeting. The office is conveniently located 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We’re here for you!

HINT: In light of the statistics noted above, sellers may want to promote the quality of their neighborhoods and schools as a means of drawing buyer interest.

LESS THAN MEETS THE EYE?

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, October 31, 2011 12:10:00 PM

           As any homeowner can testify, the housing market has undergone a decided shift. This means that people have had to adjust their perceptions of value, and that home builders have also had to modify their products to meet new financial realities. This shift in the approach to building new homes is reflected in smaller homes being built. Home builders have also altered new homes in less dramatic ways, such as substituting lower-cost materials for luxury ones and choosing textured walls and ceilings over smooth. One place in which home buyers do not want to see cost-saving measures is among a home’s heating/cooling, electrical, and plumbing systems. An experienced real estate agent can help identify real value from false economies.

CENTURY 21 SEXTON & DONOHUE understands what buyers want. And, as members of the Multiple Listing Service®, we can show you most any property that is available for sale in your desired community. To discuss your real estate needs, contact us today at (781) 665-6660. We will arrange an initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

HINT: The U.S. Census reports that the median size of a new house decreased ten percent between 2007 and 2009.

COMING UP “SHORT”

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, October 24, 2011 11:45:00 AM

            If you can no longer afford your home, consumer credit counselors generally suggest that you contact the lender and request enough time to list the house with a real estate agent and sell it. If you are not too far behind on your payments, the lender may agree. If not, and the lender chooses to foreclose, there may be enough time to sell the house at a reasonable price before foreclosure. Otherwise, the lender may agree to a "short sale,” which means that the amount you receive for your home is less than you owe the lender. In this case, the lender agrees to accept the proceeds of the sale and forego the remainder of the loan balance.

CENTURY 21 SEXTON & DONOHUE is pleased to present you with interesting and informative real estate topics. Should you require a short sale or be interested in purchasing a home in that category, we are here to help. We have a successful history of assisting sellers and buyers in your community. To learn more about how we can assist you, reach us today at (781) 665-6660. We will arrange an initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we earned our superior reputation!

HINT: By accepting a short sale, a lender can avoid a lengthy and costly foreclosure and the homeowner is able to pay off the loan for less than he or she owes.

GIVING BUYERS THE HOMES THEY WANT

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, October 17, 2011 9:58:00 AM

            Sellers should note that the prevailing market conditions have led buyers to expect to find well-valued homes in good condition. For the most part, the tight credit market has imposed clear limits, which has buyers focused on exactly how much they can (and want) to spend. In return, they want homes that are essentially in move-in condition. With this in mind, sellers are strongly urged to remove any potential impediment(s) to a sale. If carpets need to be replaced or walls need painting, sellers should take it upon themselves to do so prior to placing their homes on the market. If buyers agree to a price, it is generally with the expectation of not having to spend more later.

To receive the best return for your real estate investment, contact CENTURY 21 SEXTON & DONOHUE. You will benefit from our years of real estate knowledge and experience. Reach us today at (781) 665-6660. We will arrange an initial meeting to discuss how best to prepare your home for sale. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We’re here for you!

HINT: When preparing a home to be placed on the market, sellers should demonstrate that every available square foot of living space is clean, functional, and ready for use, and dual-purpose use, if possible.

LIVING NOT SO LARGE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, October 10, 2011 2:44:00 PM

            As homeowners have witnessed dramatic changes in housing prices in recent years, it seems they have altered their expectations accordingly. Where many once harbored dreams of living beyond their means in suburban castles with vast expanses of living space, the wish for more modest homes has now largely taken hold. The fact is that the average size of new homes has shrunk about five percent between 2007 and 2010. During that period, the number of homes with square footage of 4,000 feet or more has declined from 120,000 to 35,000. Today’s dream home has 2,200 square feet of living area, four bedrooms, and two-and-a-half baths. Not only are these smaller, high-quality homes easier to maintain, they are easier to afford.

If you want a larger home, or you are ready to downsize, CENTURY 21 SEXTON & DONOHUE is here to make it happen. Our years of real estate experience and training goes to helping you achieve your real estate goals. And, as Realtors®, we adhere to the utmost ethical standards of doing business. Reach us today at (781) 665-6660. We will arrange an initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to meeting you!

HINT: According to the National Association of Homebuilders, the average size of a U.S. home in 1970 was 1,400 square feet.

PUTTING HOMES TO THE TEST

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, October 03, 2011 11:43:00 AM

            In order to allay any concerns that buyers might have about purchasing a home, sellers can conduct a number of inspections that testify to the house’s quality and safety. Chief among these, of course, is the home inspection undertaken by a qualified professional. Another very valuable test is a comprehensive radon test that quantifies how much, if any, of the naturally occurring cancer-causing radioactive gas is present. Because it is colorless and odorless, radon cannot be detected without electronic monitors placed strategically around the house. When, and if, levels of radon are detected that are deemed by government standards to be too high, the threat can be circumvented with relatively inexpensive remediation. The reassurance that radon testing brings is invaluable.

CENTURY 21 SEXTON & DONOHUE hopes you found this topic to be both interesting and informative. We have assisted many sellers with proper preparation and marketing advice. We will meet with you, provide you with a free market analysis, and discuss an individualized marketing plan. Contact us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we earned our superior reputation!

HINT: Natural products, including stone (especially granite), sand, minerals, and even concrete contain trace amounts of radioactive elements that may produce radon, which collects in enclosed spaces (until proper ventilation rids the danger of exposure).

BOTTOM-LINE ANSWER

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, September 26, 2011 7:40:00 AM

            As some prospective buyers continue to wait on the sidelines for the market to hit the absolute bottom, they might want to consider the notion that price should not be their only concern. Cost, a reflection of the amount of the monthly payment, should be buyers’ primary concern. However, the monthly outlay is not only a function of how much buyers pay for a home, it is directly influenced by interest rates. With this in mind, buyers waiting for the lowest price may find that their monthly payments ultimately turn out to be higher owing to rising interest rates. As interest rates are projected to rise in the near term, buyers may want to keep this important factor in mind.

Now may be the ideal time to make a real estate purchase. If you are thinking about doing so, contact CENTURY 21 SEXTON & DONOHUE. We have a successful history of assisting buyers to find properties that meet their requirements and budget. To learn how you will benefit from our real estate knowledge, reach us today at (781) 665-6660. As members of the Multiple Listing Service®, we can show you most any property that is for sale in your desired communities. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

HINT: The purchase of a home is not just an investment, it is a lifestyle choice.

SELLING POINT

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, September 19, 2011 10:36:00 AM

            The comparable market analysis that real estate agents provide as part of their listing presentations shows exactly what similar properties ("comparables”) have sold for within a recent time period. This important data helps sellers arrive at a realistic asking price for their home. However, while a comparable market analysis will list local properties that are currently on the market, as well as those pending or expired, it is the sold properties that should have the most bearing on sellers’ price-setting decisions. The listing price is not always a good indication of a house’s value since pending sales do not indicate what the house is going to sell for and those that have expired may have been overpriced.

Determining the best price for which to list your property is critical. Proper pricing attracts the appropriate buyers. For a free market analysis of your real estate, reach CENTURY 21 SEXTON & DONOHUE today at (781) 665-6660. We have access to the most up to date information regarding what has sold in your area. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we’ve earned our superior reputation!

HINT: Setting a realistic asking price for your home that is not influenced by emotional attachment is especially critical to making a sale in today’s market.

HOW MUCH IS AN EDUCATION WORTH?

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, September 12, 2011 11:54:00 AM

            With all the current discussion surrounding education, there is one undeniable fact: Parents want their children to receive the best possible education. With this in mind, it’s not difficult to see why potential home buyers generally rank quality schools only behind shorter commutes, affordability, and proximity to family on their must-have lists. When one or more children enter into the equation, buyers place education and nearness to schools ahead of both price and nearby family. This decided preference for quality education puts sellers in school districts with high test scores and high college acceptance rates at an advantage. It may cost more to live in neighborhoods with good schools, but most feel that it is well worth it.

If living in a particular school district is your goal, reach CENTURY 21 SEXTON & DONOHUE. After discussing your requirements, we will show you properties that meet your needs, desire and budget. You will benefit from our many years of successfully assisting buyers in your communities. Reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Your real estate success is our #1 priority!

HINT: Empty-nesters with no further need for local schools may want to reap the rewards of living in a good school district by selling their homes to buyers with school-aged children and moving to outlying areas.

A BUYING OPPORTUNITY

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, September 05, 2011 8:12:00 AM

            Anyone with good credit and the money for a 20 percent down payment should give serious consideration to purchasing a home. Why? To be concise, housing prices are considerably off their highs, and mortgage rates are near record lows. These two factors make a good argument to purchase a property with a value price and lock in the interest rate on a mortgage for 15, 20, or 30 years that seems to have nowhere to go but up. Of course, both housing prices and mortgage rates may fluctuate, but the trend has been clear over the past two years. All this makes the most sense for individuals and families who have dreamed of having a home to consolidate their lifestyles.

If you have been considering a real estate purchase, contact CENTURY 21 SEXTON & DONOHUE. As Realtors® and members of the Multiple Listing Service®, we can show you most any property on the market in your desired communities. Contact us today at (781) 665-6660. We will arrange an initial meeting, when we will discuss your real estate goals. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

HINT: A home should not be viewed solely as a financial investment that is relied upon to provide an exceptional return.

NATURAL SELLING POINTS

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, August 29, 2011 8:40:00 AM

            Sellers in good proximity to desirable outdoor amenities should be touting them to potential buyers. For instance, many homebuyers prefer living near parks and other green spaces. Married couples with children, in particular, like the idea of living close to a place where their children can play safely. Many buyers are also inordinately fond of golf courses. Living on (or near) the links presents buyers who are avid golfers with an opportunity to pursue their favorite outdoor sport without having to leave home. Other buyers place a high premium on living near water, whether it’s the ocean or a river, lake, or pond. Sellers should use any of these outdoor amenities to their advantage when pricing and selling their homes.

Location is the key for attracting many buyers. What sort of buyers would appreciate your location, and how would you promote that in order to attract them? At CENTURY 21 SEXTON & DONOHUE, we have a successful history of marketing properties to attract the right buyers. To discover how you can benefit from our real estate experience, reach us today at (781) 665-6660. We will schedule an initial meeting, and discuss an individualized marketing plan with you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to meeting you!

HINT: Potential buyers often like to be near shopping and their work.

IMPORTANT STAGE IN THE SELLING PROCESS

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, August 22, 2011 12:28:00 PM

            If there is one thing that real estate professionals know, it is that "staging” a home increases the chances that it will sell. This important sales tool involves the professional removal of clutter; refurbishment of walls, ceilings, and floors; and repositioning furniture so that a home has the clean look of the interior spaces depicted in home design magazines. That is to say, it is scrubbed clean of any evidence that a family has previously lived there, yet exhibits all the warmth and hominess of a well-appointed, high-end show house. The goal is to highlight a home’s best features so that potential buyers can readily imagine themselves living in it. Proper staging can accelerate a sale and increase the price.

Putting your property’s "best foot forward” helps to capture the best sales price. CENTURY 21 SEXTON & DONOHUE can offer valuable guidance when it comes to staging your property. To learn more about how you can benefit from our professional assistance, reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We’re here for you, with many years of real estate experience!

HINT: Staging a home may involve no more than repainting the walls, replacing the fixtures, and moving furniture around.

QUITE THE CONTRARY!

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, August 15, 2011 7:26:00 AM

            Would you prefer to compete with other buyers when purchasing a home, or would you prefer to negotiate in a less heated environment? It wasn’t so long ago that buyers were bidding up prices to unsustainable levels. Now that the market has cooled considerably, buyer sentiment has swung nearly equally as far the other way. The stage has thus been set for what contrarians would call a very good buying opportunity. Contrarian investors look to profit by investing in a way that goes against the conventional wisdom. So, at the moment when the consensus opinion seems to have driven prices to an extreme, contrarians jump in and take advantage of the situation. Are you ready to break from the crowd?

If you are thinking about purchasing real estate, contact CENTURY 21 SEXTON & DONOHUE. As Realtors®, and members of the Multiple Listing Service®, we can show you most any property that is for sale in your desired communities. You will benefit from our real estate knowledge and experience! Reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to assisting you!

HINT: The contrarian approach shares some points with "value investing” in that it targets mispriced investments and purchases those that the market undervalues.

SELLING YOUR HOME IN THE BARGAIN

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, August 08, 2011 4:24:00 AM

            Today’s sellers not only face serious challenges from comparable homes, but foreclosures and short sales may also influence buyers’ decisions. For these reasons, it has never been more important for sellers to price their homes wisely. The good news is that a majority of potential buyers say that it is a good time to purchase a home. So, it is up to sellers to meet expectations. This is no time to list a property above fair market value "to see what happens.” In the past year, about one-quarter of sellers initially listed their properties too high and were forced to lower their prices. Doing so wastes a valuable opportunity. Homes get the most attention during their first 30 days on the market.

CENTURY 21 SEXTON & DONOHUE is pleased to bring you interesting and informative real estate topics. We can provide you with a free market analysis, indicating the best price to ask for your specific property. Proper pricing attracts appropriate buyers. Why waste valuable time? Reach us today at (781) 665-6660. We will schedule an initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Your real estate success is our #1 priority!

HINT: One way to sweeten the deal is for sellers to offer to leave the appliances behind.

LEAVING A LOT TO THE IMAGINATION

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, August 01, 2011 12:20:00 PM

            If you like to thumb through the glossy pages of magazines, you know that attractive pictures have the power to grab your attention and spur the imagination. This ability to pull readers in is readily recognized by an experienced real estate agent, who knows that about nine out of ten buyers begin their searches on the Internet. To make the most of an introduction, a home’s online presence should include a wide array of pictures of professional quality. These images should not only show a home in its best light (literally), they should provide potential buyers with a clear idea of its value. Supplemented with written copy that further emphasizes the property’s potential, these images should extend a photographic invitation.

We understand the power of strategic marketing. At CENTURY 21 SEXTON & DONOHUE, we have a successful history of assisting sellers to achieve the best return for their real estate investments. To learn what we can do for you, reach us today at (781) 665-6660. We will arrange an initial meeting, and provide you with a free market analysis of your property. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

P.S. In addition to good views of the outdoors, every room in the house should be included in a website presentation; otherwise, potential buyers might assume that the rooms left out have something wrong with them.

PIT STOP IN THE GARAGE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, July 18, 2011 6:36:00 PM

            Sellers with lifetime accumulations of castoff items in their garages are missing an opportunity to impress potential buyers. At the very least, sellers will have to clean out their garages entirely when they move. By tackling the chore prior to placing their homes on the market, sellers get a chance to display a multi-functional "living space” that appeals to potential buyers. A cleaned-out garage with built-in shelves and a work bench is a potential workspace for the do-it-yourselfer, and added cabinets serve as extra storage space for household supplies and toys. If all a seller does is rid the garage of superfluous items and make room for the family car(s), that still may be more than the competition does.

CENTURY 21 SEXTON & DONOHUE hopes you found this topic to be both interesting and informative. We know what "bells and whistles” appeal to prospective buyers. A neat, clean and serviceable garage is one excellent selling point. To discuss an individualized marketing plan with us, reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we earned our superior reputation!

HINT: A garage floor painted with a product specifically formulated for that purpose provides an upscale look that many potential buyers find enticing, particularly those who drive well-maintained vehicles.

REALITY CHECK

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, July 11, 2011 11:36:00 AM

            Would-be sellers should take careful note of factors that could influence the market and shift consumer sentiment. To begin with, there has been a scarcity of new construction in many areas, which stands in stark contrast to the new-home glut of just a few years ago. When buyers resume purchasing homes, they are likely to encounter a shortage of inventory that can only boost prices. What will lead buyers back into the market? For that answer, sellers should compare the cost of renting with the cost of owning a home in their area. As the cost of renting exceeds the cost of purchasing, renters will find that it is to their financial advantage to own their own homes.

CENTURY 21 SEXTON & DONOHUE is pleased to present you with interesting and informative real estate topics. We have a successful track record of assisting sellers and buyers in your community. To learn how we can help you to achieve your real estate goals, reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. You will benefit from our real estate experience!

HINT: According to a recent study, homeowners now pay just 9.8% of their income in after-tax mortgage, tax, and insurance payments compared with 17.2% in 2007.

SELLER FINANCING

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, July 04, 2011 4:33:00 PM

            Buyers who cannot get a traditional mortgage may ask sellers to assume the role of lender. This non-traditional financing, known as "seller financing,” presents sellers with the tasks of checking the prospective buyer’s credit and job history, getting a substantial down payment, and setting the rate (possibly adjustable) with future fluctuations in mind. The buyer should sign a promissory note that is fully negotiable (transferrable to another party) and a deed of trust, which should be recorded in the land records office as a lien against the home. That way, if the buyer defaults, the seller/lender can foreclose and get the house back. A real estate agent’s knowledge and experience can be critical to ensuring that seller financing deals go smoothly.

CENTURY 21 SEXTON & DONOHUE hopes you found this topic to be both interesting and informative. We have experience dealing with a wide variety of financing options. Reach us today at (781) 665-6660 to learn how you will benefit from our real estate knowledge. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to meeting you!

HINT: Sellers involved in financing the sale of their homes should obtain a closing protection letter from the title insurance underwriter of the lawyer conducting the closing.

CAN YOU AFFORD TO GO IT ALONE?

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, June 27, 2011 1:07:00 PM

            With sellers looking to wring every penny of potential profit from the sale of their homes, you might think that more are choosing to sell their homes themselves. However, recent statistics from the National Association of Realtors® show the opposite to be true. In fact, the percentage of homes for sale by owner (FSBOs) has declined from 14% in 2003 to about 9% more recently. It seems that when confronted with the realities of selling a home, more sellers are finding that it is not a job for amateurs. Not only do listing, advertising, and staging a home require time and money, real estate professionals are better experienced at pricing a home, drawing potential buyers, and negotiating a good deal.

Proper pricing, staging and marketing can mean getting the most for your real estate investment. At CENTURY 21 SEXTON & DONOHUE, you will benefit from our experience and knowledge. As members of the Multiple Listing Service®, we receiving ongoing training, and keep abreast of the latest market information and trends. To learn more, reach us today at (781) 665-6660 to schedule an initial appointment. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Your real estate success is our #1 priority!

HINT: Studies show that homes sold by real estate agents spend less time on the market.

IMPROVING PROSPECTS

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, June 20, 2011 1:00:00 PM

            Unlike a few years ago, sellers cannot hope to recoup 100 percent on many of the improvements that they make to their homes in preparation for a sale. In fact, according to a recent national survey by home remodelers and real estate professionals, the only project that will provide a 100 percent payback involves replacing the front door with a steel replacement door. Of course, this is just the kind of upgrade that real estate agents recommend for boosting a home’s "curb appeal,” along with window, garage door, and siding replacement (which score relatively well in the survey’s payback potential). These improvements also boost energy efficiency, which is something that appeals to buyers. It pays to improve wisely.

Curb appeal is undeniably the "first impression” that buyers experience. CENTURY 21 SEXTON & DONOHUE can advise you as to what simple changes you can make to enhance the look of your property. Some buyers will only view a property that appeals to them from first glance. To learn more about how we can assist you, reach us today at (781) 665-6660. We will arrange an initial meeting, and discuss an individualized marketing plan with you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Assisting you to achieve your real estate goals is our #1 priority!

HINT: Total kitchen remodels, home-office remodeling, sunroom additions, and new bathrooms (unless the addition brings the number of bathrooms up to minimum neighborhood standards) tend not to do well in terms of payback at resale time.

HELPING TO MAKE AN INFORMED DECISION

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, June 13, 2011 10:28:00 AM

            We live in the "information age,” when the click of a computer key can provide consumers with every detail about any item they wish to purchase. To help meet this expectation and facilitate the sale of their homes, sellers are wise to provide prospective buyers with as much information as possible. For example, anyone interested in a home will want to see at a glance how much the local taxes are, how old the furnace/boiler and other mechanical operating systems are (particularly if they have been updated), how old the roof is, the monthly cost of utilities, and a floor plan with the clearly marked dimensions. Providing prospective buyers with detailed information helps eliminate hesitation.

Our approach to marketing property encompasses a wide variety of venues, including internet networking options. To learn how CENTURY 21 SEXTON & DONOHUE can help you maximize the return for your investment, contact us today at (781) 665-6660. We will arrange an initial meeting, when we will provide you with a free market analysis and discuss an individualized marketing plan with you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we earned our superior reputation!

HINT: Sellers with homes that have updated kitchens and bathrooms should provide sellers with the dates of the construction and age of the appliances in their sales brochures.

AN ORGANIZED EFFORT

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, June 06, 2011 10:37:00 AM

            Closets outfitted with organization systems are likely to elicit the same degree of buyer enthusiasm as hardwood floors and updated kitchens. Sellers should bear this in mind when considering undertaking cost-effective home improvement projects that will give their homes an advantage over comparable homes on the market. Not only do closets with compartmentalized sets of shelves, drawers, and rods reflect the seller’s heightened attention to detail, they can practically double storage space. While buyers see organized closets as a functional selling point, the good news for sellers is that closet organizers need not be expensive. Do-it-yourselfers can install modular systems themselves, or homeowners can have professionals make the upgrades. There is no need for structural changes or complicated construction.

Adding a few, simple upgrades can make the difference when marketing your home. If you are considering the sale of your home, CENTURY 21 SEXTON & DONOHUE can advise you as to what added touches can increase and maximize the return for your real estate investment. To learn more, reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to exceeding your expectations!

HINT: To give an organized closet an extra dose of sophistication, paint its walls and ceiling a shade or two darker than the room color and use simple, attractive fixtures.

OPEN FOR INSPECTION

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, May 30, 2011 2:19:00 PM

            A home inspection conducted by an experienced professional often provides buyers with the most important information about their intended purchase. After all, no one wants to find out that a leaky roof or an unstable foundation is a problem after having purchased and lived in the home. Thus, it is important to delve into potentially problematic areas as needed. As a general matter, home inspectors do not rip floors, walls, and ceilings open to confirm their suspicions. However, if such actions are needed, the buyer can use information provided by the inspection to seek the seller’s permission to conduct a more comprehensive examination. Buyers should also look to home inspectors to recommend specialists, if necessary, such as a structural engineer.

We hope you found this real estate topic to be interesting and informative. When purchasing property, it is critical to have a thorough home inspection. The condition of the property helps dictate its value. To learn more about investing in real estate, contact us at CENTURY 21 SEXTON & DONOHUE, (781) 665-6660. We will arrange an initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We’re here for you!

HINT: Home inspections are also necessary when purchasing new construction. New homes may not give evidence (such as stained and cracked walls and ceilings) of problems.

SOME SELLERS HAVE MUCH TO GAIN!

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, May 23, 2011 1:35:00 PM


            If you are thinking about selling your home, it may help to look at the market from a longer perspective. The fact is that, despite the recent downturn in home values, the typical seller who purchased his or her home eight years ago has experienced a median equity gain of $33,000, which is a 24 percent increase. The National Association of Realtors®’ recent survey of home buyers and sellers shows that homeowners who purchased their houses 11 to 15 years ago saw a median gain of 40 percent. No wonder, then, that the vast majority (85 percent) of homeowners surveyed continue to see their residences as good investments. Nearly half consider their homes to be better investments than stocks.

At CENTURY 21 SEXTON & DONOHUE, we have a successful history of assisting real estate sellers and buyers to achieve their real estate goals. You will benefit from our knowledge and experience. We can walk you through the transaction, step by step. To schedule an initial meeting to discuss your situation, reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

HINT: It costs nothing to have a real estate professional evaluate your home in light of current market conditions in your immediate area and provide a considered opinion of what price it could sell for.

A MATTER OF TIMING

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, May 16, 2011 3:45:00 PM

            Sellers who feel compelled to sell their homes in a hurry place themselves at a disadvantage. Many times, they have no choice because life-changing events such as job transfer or illness force their hands. However, most sellers have the luxury of having time on their side. If so, they should make the best use of this time by properly preparing their homes for viewing, finding a reputable agent, and doing the research needed to set the correct asking price. In addition, sellers should not share the details of their timetable with anyone other than their real estate agent, who has a contractual obligation to maintain confidentiality and only disclose information that the seller has given permission to disclose.

If circumstances warrant that you sell your home, we are here for you. At CENTURY 21 SEXTON & DONOHUE, our number one priority is assisting you to achieve the best possible return for your real estate investment. We can provide you with a free market analysis that will illustrate the most realistic price that you can expect from a qualified buyer. To learn more, and schedule an initial meeting, contact us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we earned our superior reputation

HINT: To help assess market conditions in your local area, review the local homes that are for sale and their days on the market (DOM).

WHAT SELLS

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, May 09, 2011 11:21:00 AM

            Savvy sellers recognize the fact that, all other things being equal, the home with the greatest number of attractive features has the best chance of selling first and for the best price. Sellers, therefore, are encouraged to focus their potential buyers’ attention on such alluring aspects as wood floors, granite countertops, marble flooring, and custom shower enclosures. Another feature high on the list is a working fireplace. The good news these days is that homes without fireplaces can be treated to this heart-warming architectural structure without necessarily building expensive hearths and flue systems. Direct-venting gas and wood fireplaces can be installed for a reasonable price in nearly any room that has an exterior wall.

The unique features of your property will factor in when determining the best and highest price you should expect when selling. At CENTURY 21 SEXTON & DONOHUE, we know what "bells and whistles” appeal to the buyers who are seeking property similar to yours. You will benefit from our knowledge and experience. Contact us today at (781) 665-6660 to schedule a meeting to discuss how you can get the best return for your real estate investment. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to assisting you!

HINT: Not only can direct-vent fireplaces be installed in living rooms and dens, they add a decidedly romantic touch to master bedrooms that most buyers find difficult to resist.

TAKING POSSESSION

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, May 02, 2011 11:12:00 AM

            A buyer usually takes "possession” of a home at closing, when he or she gets the keys and assumes control of the house. In other cases, possession is given either before or after closing. For instance, the seller may allow the buyer to take possession prior to the closing because his or her lease on an apartment is up. Displaying such willingness to be flexible can work to the seller’s advantage and spell the success of the transaction. In fact, sellers should adopt a willingness "to go the extra mile” when negotiating the finer points of a real estate deal. This ability to work with a buyer is often the quality that sets them apart in a competitive market.

At CENTURY 21 SEXTON & DONOHUE, we are experienced in coordinating the transition between buyers and sellers of real estate. Whether you are selling or purchasing property, you will benefit from our knowledge and expertise. Reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. You will benefit from our real estate knowledge and experience!

HINT: If the seller wants to stay in the home for a reasonable time after the closing, the buyer may want to work out a rental arrangement for the additional time.

COUNTER PROPOSAL

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, April 25, 2011 4:42:00 PM

            Homeowners planning on remodeling their kitchens should ask themselves whether they are doing so to enhance their own enjoyment of their homes or to increase resale value. The answer will help them determine the size of their budget and the scope of the project. In some cases, the economical update of a kitchen allows for a recovery of the majority of the initial investment. However, those renovating with resale in mind should be careful not to over-improve. It is best to limit renovations to a few minor improvements that will help show the house well. On the other hand, those planning to remain in the house for some time may want to spend more to get what they want.

Before spending money to improve your property for selling purposes, call CENTURY 21 SEXTON & DONOHUE. You will benefit from our experience and knowledge when it comes to preparing properties to achieve the best return for the investment. Reach us today at (781) 665-6660. We will arrange an initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to assisting you!

HINT: There is little question that money spent by sellers on kitchen updates is money well spent. The kitchen figures prominently in buyers’ purchasing decisions.

GETTING BY WITH A LITTLE HELP

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, April 18, 2011 10:18:00 AM

            While home prices are at value levels, and mortgage rates are low, the days of loans requiring no money down are clearly over. As a result, young couples wanting to take advantage of current market conditions are turning to their parents for help in purchasing their first home. According to the National Association of Realtors®, more than one-third (36 percent) of first-time buyers depended on family (and friends) for the funds to buy their first homes in 2010. That percentage is an increase of 28 percent of those seeking help the year before. Parents who want to lend their children a hand by giving/lending them money or co-signing a loan can help their children take advantage of a great opportunity.

We hope you found this topic to be both interesting and informative. At CENTURY 21 SEXTON & DONOHUE, we have a successful history of assisting buyers in your desired communities. We will walk you through the transaction, step by step. To schedule an initial meeting to discuss your real estate goals, contact us at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we earned our superior reputation!

HINT: For conventional mortgages, lenders usually allow parents to fund only half to three-quarters of the 20-percent down payment; rules prohibit family loans on the 3.5% down payment needed for government-insured FHA loans.

WHAT SETS YOUR HOME APART?

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, April 11, 2011 2:55:00 PM

          When real estate agents go about the business of placing a value on sellers’ homes, they usually rely on data attached to recently sold comparable homes in the immediate neighborhood. While the selling price of these "comparables” has a direct bearing on a nearby home’s market value, other factors also set a home apart from the competition. These intangibles may include being on the sunny side of the street, having a gorgeous tree in the front yard, having a better view than the neighbors, or having a lot that affords greater privacy. It is a real estate agent’s job to find that "certain something” that sets a client’s home apart from the rest and make the most of it.

If you are considering the sale of your property, and want to be sure that it is priced right, contact CENTURY 21 SEXTON & DONOHUE. We have the latest information regarding what comparable properties have sold for in your area. Contact us at (781) 665-6660 to schedule an initial meeting, when we will provide you with a free market analysis, and discuss an individualized marketing plan with you. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Your real estate success is our #1 priority!

HINT: If a home seems too dark on the inside, ask yourself whether the removal of a shade tree could brighten up sale prospects.

SCOPIN’ YOUR ‘SCAPE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, April 04, 2011 10:46:00 AM

            Sellers interested in increasing the value of their properties should take a step outside their homes. After reviewing a decade’s worth of research, one horticulturist calculated that proper landscaping can increase a property’s value by up to 12.7 percent. The homes that benefit most from this strategy are those that have better-quality designs that feature masses of planting and a sophisticated balance of trees, shrubs, and seasonal color. Of course, one of the best ways of increasing value through landscaping involves making the most of pre-existing mature plants and trees. Generally speaking, the older the tree, the greater its value. Additionally, prospective buyers are attracted to outdoor seating areas, such as patios, which increase the livability of the property.

We hope you found this topic to be interesting and informative. At CENTURY 21 SEXTON & DONOHUE, we have a successful history of assisting buyers. We understand what ‘bells and whistles’ can make the difference when marketing properties in your community. To learn more, reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. You will benefit from our real estate knowledge and experience!

HINT: According to the American Society of Landscape Architects, fire pits and outdoor fireplaces are very popular because they extend the seasons by bringing people outdoors.

HOLDING HOMES HOSTAGE

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, March 28, 2011 10:40:00 AM

            Sellers often harbor emotional attachments to their homes that hold their properties hostage and get in the way of a sale. Many times, sellers do not realize the impact of their subjective feelings until they are handed written offers. At that point, stirred emotions can get in the way of a good deal. The biggest problem for sellers in this respect is that they want buyers to pay for all the good experiences that the sellers are likely to have enjoyed over the years. This is an unrealistic expectation because buyers come into the situation with a fairly objective outlook of the sellers’ properties and their potential. Good memories should not be considered as fixtures that stay with the home.

We are pleased to bring you interesting and informative real estate topics. At CENTURY 21 SEXTON & DONOHUE, we keep abreast of the most recent real estate transactions in your community. We can provide you with an accurate indication of what you can realistically expect to gain from the sale of your home. To learn more, reach us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

   HINT: Sellers can help detach themselves emotionally from their homes (and further the likelihood of a sale) by painting interior walls neutral colors that anyone can appreciate and enjoy.

LONG-TERM THINKING

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, March 21, 2011 12:42:00 PM

            Whatever you might think of current real estate market conditions, it pays to take the long view. According to a recent survey, a significant majority of homeowners view their homes as good investments and the typical sellers are garnering positive returns. Despite the recent correction in home prices, the typical seller who purchased a home eight years ago attained a median equity gain of $33,000 (a 24 percent increase), while sellers who were in their homes for 11 to 15 years experienced a median gain of 40 percent. Today’s first-time buyers plan to stay for 10 years, and repeat buyers plan to hold their property for 15 years. This long-term thinking is likely to pay off.

If you have property to sell, but wonder if it makes sense to market it now, contact us at CENTURY 21 SEXTON & DONOHUE, (781) 665-6660. We can provide you with a free market analysis of your property, and discuss how you can get the best return for your real estate investment. As Realtors®, we are kept up to date with current market trends. You will benefit from our knowledge and experience! The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. Learn how we earned our superior reputation!

HINT: First-time buyers have the most to gain in today’s market.

FORECLOSING THOUGHTS

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, March 14, 2011 3:40:00 PM

            The latest wrinkle concerning foreclosures involves "robo-signers,” a term that refers to the temporary workers hired by law firms to notarize and sign legal documents. As the validity of thousands of foreclosed mortgages is called into question due to irresponsible document processing, there are some important ramifications to consider. While such mortgage servicers as large banks may have foreclosed on delinquent mortgages, owners of mortgage-backed securities currently hold about $2.6 trillion in debt. If investors can show that a loan within the securities is defective, they can compel the loan originators (banks) to buy back the mortgages in question. However this legal tangle is resolved, continued litigation between banks and mortgage investors adds more unforeclosed properties to the unsold inventory.

We are pleased to bring you interesting and informative real estate topics. If you are hoping to buy a home that is in foreclosure, contact CENTURY 21 SEXTON & DONOHUE at (781) 665-6660. As members of the Multiple Listing Service®, we are available to show you any property that is available for sale in your desired community. Current low interest rates and prices make it a desirable time to purchase real estate. To schedule an initial meeting, call us today. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We’re here for you!

HINT: Current market conditions call for sellers to place their trust in real estate professionals, who have a firm grasp of local conditions while maintaining a larger perspective.

SHARPENED FOCUS

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, March 07, 2011 3:37:00 PM

            One means of sharpening buyers’ focus involves making lists of dream-home wants and needs. If nothing else, drawing up such lists helps to crystallize buyers’ thoughts into a tangible form before they begin their searches. For instance, the number of bedrooms and bathrooms may be at the top of the "need” column while hardwood floors may be somewhere in the "want” column. With so much available to buyers these days, separating out wants from needs will help keep buyers’ attention on what they truly require. Otherwise, their attention may be diverted by a non-essential feature that sways them away from making a smart purchase. That way, buyers can prevent themselves from making an emotional decision based on want instead of need.

Low interest rates and current home prices could make this the perfect time for you to purchase real estate. At CENTURY 21 SEXTON & DONOHUE, we have a successful history of assisting buyers. We will walk you through the transaction, step by step. And, as members of the Multiple Listing Service®, we can show you all homes for sale in your desired communities. Reach us at (781) 665-6660 to schedule and initial meeting. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We’re here for you!

HINT: By prioritizing their list of needs, buyers can better see what they are willing to compromise on to get something they deem to be more important.

SELLING BY THE SQUARE FOOT

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, February 28, 2011 12:10:00 PM

            Neighborhoods with homes of different styles, sizes, and ages resist an analysis of "comparables” as a means of setting a home’s asking price. If so, it may help to consider square footage as another tool to help you price your home. Add up the total square footage of recently sold homes in the neighborhood, and divide by the number of dwellings to get each home’s average square footage. Add all the houses’ selling prices, and divide by the number of homes to get the average sold price. Divide the average sold price by the average square foot to get the average price per square foot. Multiply the average price per square foot by your home’s square footage.

We hope you found this topic to be both interesting and informative. When determining the highest and best asking price for a property, CENTURY 21 SEXTON & DONOHUE uses the most up-to-date information. We are here to assure that you will receive the best representation in the market. To learn more, contact us today at (781) 665-6660. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. You will benefit from our real estate knowledge and experience!

HINT: The preferred method of pricing a home involves a professional review and analysis of the sale prices of recently sold comparable homes ("comps”) in the immediate neighborhood.

A DETAILED PRESENTATION

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Monday, February 21, 2011 1:35:00 PM

            If you are considering selling your home in this competitive market, it makes sense to ask real estate agents about their listing and marketing strategies. They should be willing to give a "listing presentation,” which involves an analysis of your home’s value (including a justification of the numbers) and a marketing strategy. In order to set a realistic asking price and negotiate effectively, a seller’s broker must provide clients with the most up-to-date sales prices. Sellers must also be made aware of the details of the sales. If two comparable homes recently sold for the same amount, and one seller granted the buyer a sizable repair credit, the net selling price would be different from that of a straight sale.

If you are considering the sale of your home, contact us at CENTURY 21 SEXTON & DONOHUE, (781) 665-6660. We have a successful history of marketing properties in your community. We will meet with you, and discuss an individualized marketing plan to assure that you will receive the best return for your real estate investment. As members of the Multiple Listing Service®, we guarantee that your property will get the best exposure available. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We look forward to meeting you!

HINT: If a comparable home in your area recently sold at a seemingly low price, it would help greatly to know if death, divorce, or job loss contributed to the "bargain” price.

AN OPEN INVITATION

c21sd@c21sd.us (CENTURY 21 Sexton & Donohue) — Tuesday, February 15, 2011 12:03:00 PM

If you want to assess the mood of buyers in your local real estate market, visit "open houses” on a weekly basis. Doing so may help you assess your ability to sell your own home if you are considering the idea. An open house provides firsthand knowledge of how homes are being presented and what their value is. Once you get a feel for what buyers find attractive and which homes draw the most traffic, you will be better able to assess the chances of selling your own home. Open house visits also put you in direct contact with the people who buy and sell homes. Conversations with listing agents can supply an "inside” look at current buyer sentiment.

If you would like to know the current value of your property, contact CENTURY 21 SEXTON & DONOHUE at (781) 665-6660. We will meet with you and provide you with a free market analysis. We have access to the most up-to-date information regarding current real estate transactions in your community. To schedule an initial meeting, call us today. The office is conveniently located at 29 Essex St., just across the street from Shaw’s. We are "A Team Effort”. We will exceed your expectations!

HINT: If you see homes for sale in your neighborhood, challenge yourself to guess the asking price before being told.